Three Real Student Loan Situations, and What the Transition Rules Actually Do to Each One

Three Real Student Loan Situations, and What the Transition Rules Actually Do to Each One

CSLP Team
Published on: 25/09/2026

A borrower who left PAYE years ago. A Parent PLUS consolidation. A borrower with 17 years of IBR credit. Here's how the current transition rules apply to each.

transition case studiescan I re-enroll in PAYEParent PLUS IBR pathwayRAP vs IBR forgiveness credit17 years IBR credit RAP